You’re probably already familiar with the old adage about *checks notes* punctual birds and worms. The same logic can be applied to planning for your future. Anytime’s a good time to start, but if you’d like to plan ahead for 2022, it’s easy with Autumn. This app aims to simplify future planning across wealth, health and wellness, and make financial planning accessible to everyone. It takes a holistic approach to financial planning, and there’s a whole bunch of tools at your disposal to help you plan your life, money and aspirations. The best bit? You can do it all on the go from the handy app that’s available on iOS and Android. We take you through some of the app’s cool features.
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See where your money’s at
Everyone has to do it. It’s all a part of growing up and it can be daunting or fulfilling, depending on how you approach it. But perhaps having the right tools can help to make it less of a chore, and the motivation you need to keep working towards those long-term goals. The same way you’d wanna stay healthy well into your later years is the same way you’d wanna keep your finances, and Autumn can help.
For the days when one spreadsheet or bank statement is just one too many, your eyeballs might prefer the clean and simple UI of the Autumn app. Besides being easy on the eyes though, the app allows you to add and view your finances across different bank accounts, savings, CPF, properties, investments and insurance all from the Finance Dashboard. It’s truly a one-stop shop for managing your finances! The Finance Dashboard gives you a single-view of your net worth and you can also manage all your insurance policies from the Insurance Dashboard. The app will even notify you about upcoming payments and expiration dates.
Photo: Autumn
Plan your goals — and stick to them
Autumn believes that the best days are ahead, but planning ahead is how you can enjoy them worry-free. Whether it’s buying your first home with your significant other, investing in an education fund or even saving up for your dream holiday post-pandemic. The app has many tools to keep procrastination at bay, and it all starts with having a goal in mind. All you have to do is set your own custom Aspirations on the app and it’ll help you stay on track with a Weekly Checklist.
Stuck between a decision on whether to splurge on that latest designer handbag or not? You could flip a coin (not recommended), or you could check in with your Aspirations Chart. It’ll help you to visualize the tradeoffs if you make the purchase — so something like a naggy parent in a pocket, sans the yelling. With time, it could really help you to make better decisions about how to spend your money, and again, you’re not getting yelled at.
Another handy feature is its Retirement Graph, which helps you see if you’re on track to retiring comfortably. As you might know, we’re living longer and while that’s an exciting prospect, it also means that we’ll need to make sure we have enough savings to retire comfortably. Good thing the app recommends how much you need to save by the time you retire, and it’ll help you to get there.
Photo: Olya Kobruseva/Pexels
Your ‘pocket’ financial adviser
Ever had a friend you haven’t spoken to in a decade slide into your DMs to meet up, only for them to try and sell you a bunch of insurance plans? Maybe they had a point about keeping your finances in check and preparing for the future, but it might’ve gotten lost between the multiple policies and said friend’s persistent badgering to get them all. But perhaps managing your finances doesn’t have to come at the expense of your social battery (we hear you, introverts).
Autumn prides itself on being bank-agnostic, and instead offers insights based on data. Users can track the market value of their investment portfolio across different trading platforms and get insights and personalized recommendations based on your budget and risk appetite — all without the dreaded sales pitch.
New features are constantly being added, and those just starting out will literally be able to learn on the go with many useful finance articles, quizzes, videos at your disposal on the Autumn Hub, launching soon in Q1 this year. That’s not all, as you’ll also be able to keep both your health and wealth in check, as Autumn will also be rolling out new health features soon.
Photo: Autumn
Speaking of new features, Autumn’s also got a new My Circles feature that helps you to plan for the future with your loved ones. Here, you can set joint Aspirations as a couple or family, which can also be a great starting point to have that conversation about money. It’s easy to use too — you can add your loved ones on the app and share your savings and insurance policy information which your family and beneficiaries can easily access in case of emergencies.
Ready to start planning for your future today? Get the app on iOS or Android today and head over to the Autumn website for more information — your future self will thank you!
